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  • Writer's pictureAngie

Practical tip – List of compulsory insurances

Updated: Dec 30, 2021

Compulsory insurance in Switzerland are :

- Basic health

- Accident insurance (handled by employer, if applicable)

- Third-party liability insurance

- Motor vehicle for vehicle owners: Third-party liability

- Buildings liability insurance for homeowners

- Fire and natural disasters (ECA in canton of Vaud)

- Occupational pension scheme: AVS, AI, AC, LAA, LPP


Essential but not compulsory:

- Health: Complementary insurance coverage

- Household consents, per example for theft, water, glass

- Motor vehicle for vehicle owners: Collision, theft, fire and force of nature, glass, parking

- Legal coverage

- Occupational pension plan: Additional contributions, life insurance

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