Compulsory insurance in Switzerland are :
- Basic health
- Accident insurance (handled by employer, if applicable)
- Third-party liability insurance
- Motor vehicle for vehicle owners: Third-party liability
- Buildings liability insurance for homeowners
- Fire and natural disasters (ECA in canton of Vaud)
- Occupational pension scheme: AVS, AI, AC, LAA, LPP
Essential but not compulsory:
- Health: Complementary insurance coverage
- Household consents, per example for theft, water, glass
- Motor vehicle for vehicle owners: Collision, theft, fire and force of nature, glass, parking
- Legal coverage
- Occupational pension plan: Additional contributions, life insurance
Seek for help from our specialists and partners:
www.perennial.ch (corporate) or https://www.perennial.ch/alaris (private)